Financial Services

When considering whether to sell or purchase a property it is wise to investigate the financial services options available to you. The mortgage market spans over a number of lenders offering various schemes and costs. In addition to this the criteria for mortgage lending varies from one institution to another. BE PREPARED is our motto – seek advice if you are thinking of selling and do this at the time of receiving your free market appraisal. If you are buying, do this before you begin your search. This will enable you to be fully aware of your purchase price band and the costs involved.

You as buyers will also be required to produce a mortgage in principal (MIP) certificate, normally at the time of making an offer on a property. This shows you have sought advice and ‘in principal’ you are able to obtain a mortgage.

We at Whitehead’s Estate Agents can assist you with this and have a financial advisor available who would be happy to guide you through this process from start to finish.