In many cases a sales transaction will complete without too much fuss. However, on occasions there is the need for expert advice on whether to delve deeper into a survey report, chase a chain or chivvy along the process to speed up the timescale. With our extensive knowledge which stretches over several decades, we are equipped to deal with almost any eventuality during this complex section of a house sale/purchase to ensure a stress free experience for you.
We would recommend you use a local, efficient solicitor who will be familiar with the local area. Speak to them directly to ascertain if you would be happy to use them and build a good rapport. Be prepared for a sales transaction to take between 12 – 16 weeks to process. If any issues arise throughout the transaction, this could lengthen the time frame.
If you are looking to purchase a property with a mortgage the motto is ‘BE PREPARED’. Have to hand your Mortgage in Principal certificate (most professionals will refer to this as an MIP certificate). This shows you have visited a lending institution or an independent financial advisor and can borrow the required amount for your onward purchase. Ensure you have up-to-date identification upon request. This would be in the form of passport, driving licence or utility bill (not mobile). This information is a necessity to comply with Money Laundering regulations.
If you are purchasing without a mortgage you may still require a survey. Ensure you use a reputable surveyor who can offer you the service you require. As agents, we can guide you to which survey would suit your needs and possibly reflect the type of property you are hoping to purchase.
We are here to guide you through this process with skill, knowledge and tenacity to encourage a smooth transaction from start to finish.